Tools
Simple calculators for confusing money decisions.
Each tool gives an estimate, shows the logic, and points to the next number to check. Results are informational only.
Paycheck
Paycheck Change Checker
Compare two paychecks, annualize the change, and see the paystub lines most worth checking.
Previous net payCurrent net payWhat changed
Bonus
Bonus Withholding Calculator
Compare bonus federal withholding with IRS supplemental wage flat-rate references.
Bonus amountFederal withheld
Debt & savings
Emergency Fund vs Credit Card Debt Checker
Check whether starter emergency savings, high-interest debt payoff, or a split may make sense.
Card APREmergency savingsMonthly expenses